Check other Insurance Options
Speak with your home insurance agent to see if your household goods are covered during the move. Most homeowner insurance policies cover approximately 10 percent of the value of your personal property. This includes coverage for breakage and theft in transit. Remember to also check the deductible and take this into consideration when determining your coverage.
Ask your insurance agent about Goods In Transit insurance. You can also purchase "goods in transit" insurance directly from most moving companies, although if you need to make a claim you may prefer to work through your insurance agent. When meeting with your agent, take your list and ask about the various kinds of coverage as listed above to determine how much and what kind works best for you.
